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Dental Insurance – Richardson, TX

Affordable Dentistry to Keep You Smiling

The price of dental treatment keeps many families from seeking out the basic dentistry services that they need to maintain their optimal level of oral health. At Hamid Mirsepasi, DDS, we offer quality services that are priced affordably in order to help families receive the care they need without breaking the bank. Processing dental insurance claims for major PPO providers is one of the ways that we are able to help patients minimize the out of pocket costs of their necessary dentistry services. We work with the major insurers in the area on a regular basis, so we know the ins and outs of dental insurance policies. That means we can help you make the most of your benefits, answer any questions you may have about coverage, and overall, serve as your partners in receiving affordable dental care. If you’re interested in learning more about available dental insurance coverage, don’t hesitate to call our dental office. We’re always happy to help.

How Dental Insurance Works

Dental insurance policies are contracts between a patient and their insurer. Each one is unique to the patient, but basically, patients will pay a monthly premium in exchange for their insurer covering a percentage of the cost of preventive and restorative dental treatments. Your specific coverage will vary, but the majority of insurance policies will provide the following benefits:

  • Preventive care like biannual checkups and cleanings are covered at 100%.
  • Minor restorative care is around 70%-80% covered.
  • Major restorative care is covered at around 50%.

What is the Difference Between Dental & Medical Insurance?

The main difference between dental and medical insurance is how people use it. Most people utilize their medical insurance coverage for prescription medications, chronic illnesses, and emergencies. Conversely, the majority of dental insurance benefits are geared toward covering the cost of preventive dentistry services. Medical insurance plans also have significantly more variation and restrictions on covered services and providers than dental policies typically do.

In-Network VS Out of Network Dentistry

Whether or not we are in-network with your dental insurance provider, we’ll be happy to process and file claims to ensure you receive the maximum possible benefits and minimum out of pocket costs.

In-Network Coverage

As an in-network provider, our team agrees to treatment pricing set by your insurer. This means you will only be responsible for the out of pocket percentage of the treatment costs without worrying about additional fees that may be required when visiting an out of network dentist. We’re in-network with all of the following providers:

Out of Network Coverage

Even if we’re not in-network with your dental insurance provider, we’ll do our utmost to offer affordable treatment options to minimize the out of pocket costs of your treatment. If you’re ever concerned about the pricing of your dentistry services or dental benefit coverage, please don’t hesitate to let one of our team members know. We’ll be happy to help.

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